Life Insurance…

Wow, there sure are a lot of options when it comes to life insurance! Who would have known there were so many decisions to be made? Do you know the difference between Term Life Insurance, Whole Life Insurance and Universal Life Insurance? No? I didn’t either.

To be honest with you when I first started to look at things it really made my head spin a bit. Don’t worry though, there are places you can go that explain things in real terms and make it easier for you to understand, like AptusInsurance.com. By searching online I was able to answer a lot of questions that I had like, Do I really need life insurance? How do I choose the policy that is right for me? At what age should I buy life insurance? How do I buy life insurance? I had a lot more questions, but was pleased to be able to find the answers online without even having to leave my home to speak with an insurance agent. Don’t get me wrong, you may want to speak with someone live or over the phone, but you can get a lot of valuable information online and can even sign up for life insurance online! (Talk about convenient!)

 I also like that you can get a free quote online!

I think Life Insurance is one of those things that most people really don’t want to think about, but should. Six years ago my step father passed away suddenly from a massive heart attack. He was only 43 years old and seemed very healthy. My mother was left a widow in her early 40s, something we never would have thought possible. Looking back now I am happy that my step father had a life insurance policy to help with funeral expenses and also to help my Mom out while she was off of work to mourn, and since she was now going to be a one income household. It’s not really something that you think is going to happen to you, but it is always good to be prepared.Who should have life insurance?
Everyone. You never know what circumstances might come up and it is always good to be covered.

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